How much house can you actually afford in Grosse Pointe?
Built by a CFP® and licensed Michigan mortgage broker who lives in Grosse Pointe. Get a detailed affordability estimate based on current wholesale rates and local tax assumptions.
Your Grosse Pointe buying power, estimated.
Built on current wholesale rate sheets, Grosse Pointe property tax assumptions, and conventional underwriting guidelines. Estimates only, not a commitment to lend.
Smart Purchase Price
Housing at 30% of your gross income.
Lender Maximum
The highest price your debt-to-income ratio supports.
Want David to review these numbers with you?
Share your scenario and David will personally review it and reach out within one business day with a tailored breakdown, including FHA vs. conventional comparisons if relevant.
David will personally review your scenario and reach out within one business day. If you'd rather talk now, call 313-380-4740.
Ready to start your application right now?
Like what you see? Begin your secure mortgage application online. Takes about 12 minutes.
Start My Application →Prefer to talk it through right now?
Get a cleaner read on what you qualify for, what cash to close looks like, and which range makes sense.
Call 313-380-4740 →A different kind of mortgage broker.
Most borrowers don't realize how much leverage they're leaving on the table by going with a retail bank or an out-of-state online lender. Here's what's different when you work with David.
Independent broker, not a retail bank.
David shops your loan across multiple wholesale lenders to find the best combination of rate, fees, and underwriting flexibility. Big banks can only offer their own product.
CFP® financial planning perspective.
A mortgage is the biggest financial decision most families make. David brings a Certified Financial Planner's lens, looking at how the loan fits your broader wealth, tax, and retirement picture.
Lives in Grosse Pointe.
Your loan officer should know the difference between the Shores and the Park. David lives here, knows the market, and understands what buyers in our community actually face.
From first conversation to keys in hand.
Here's exactly what working with David looks like, step by step.
Discover
We start with a conversation. David learns your goals, timeline, financial picture, and what you're looking for in a home. No pressure, no credit pull, no commitment.
Application & Preapproval
Complete the secure online application. David runs a soft credit pull and issues your preapproval letter right away, so you can start shopping with confidence.
Verified Approval
You submit supporting documents (income, assets, employment). David runs them through full underwriting so you have a verified approval. This puts your offer on par with a cash buyer.
Make an Offer
Find the home you want and make an offer. With your verified approval in hand, sellers take you seriously. David is available throughout to answer questions and help you structure a competitive bid.
Close
Once your offer is accepted, David moves the loan through final processing, appraisal, and closing. You sign the papers, get the keys, and move into your Grosse Pointe home.
Your next step takes twelve minutes.
Whether you're ready to apply, want a personal review of your scenario, or just have a question, David is one click or call away.